SMIT SIR COMMERCE
Commerce Unit 7 · UGC NET + GSET

Unit 7: Banking & Financial Institutions notes

Banking reforms, Basel norms, NPAs, financial markets, money and capital markets, DFIs, NBFCs, mutual funds, pension funds, financial inclusion, digital banking and insurance. This unit currently has 4 detailed study PDFs containing 61 pages.

Chapter-wise Unit 7 coverage

Use these chapter divisions as a revision path. Open the shared PDF library when you are ready to read or download the detailed notes.

Unit 7 · Study chapter 1

Banking Reforms, Basel Norms & NPAs

Narasimham reforms, bank risk management, Basel I-II-III, capital adequacy, liquidity standards and stressed assets.

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16 study pages
Unit 7 · Study chapter 2

Financial Markets, Money Market & Capital Market

Primary and secondary markets, money-market instruments, capital market, stock indices, liquidity and derivatives.

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14 study pages
Unit 7 · Study chapter 3

DFIs, NBFCs, Mutual Funds, Pension Funds & Regulators

Development finance institutions, NBFCs, collective investment, pensions and financial-sector regulation.

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15 study pages
Unit 7 · Study chapter 4

Financial Inclusion, Digital Banking & Insurance

Financial inclusion architecture, digital payments, NPCI, insurance principles, reinsurance and IRDAI.

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16 study pages

How to study this unit efficiently

Start with the chapter that contains your weakest concepts, note definitions and relationships, then test recall before moving to the next chapter. After one complete pass, revise the unit as a connected topic instead of memorising isolated lines.

Unit 7 questions students ask

How many PDFs are in Unit 7?

Unit 7 currently contains 4 chapter-wise study PDFs with 61 pages in total.

What does Unit 7 cover?

Banking reforms, Basel norms, NPAs, financial markets, money and capital markets, DFIs, NBFCs, mutual funds, pension funds, financial inclusion, digital banking and insurance.

Can these notes be used for both UGC NET Commerce and GSET Commerce?

They are organised as shared Commerce subject study material for areas that overlap across the two exams. Always compare your preparation with the current official syllabus and notification for the exam you are taking.

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