Rural Development MCQ — Class 12

Rural development

Rural development: a broad process of improving livelihoods, productivity, infrastructure, services and quality of life in rural areas

Rural credit

Rural credit: finance needed by rural households and producers for production, investment and livelihood activities

NABARD

NABARD: a development financial institution with a major role in supporting and refinancing rural and agricultural credit

Cooperative credit

Cooperative credit: credit supplied through member-based cooperative institutions that pool local participation and financial services

Self-help groups and microcredit

Self-help groups and microcredit: small groups mobilise savings and facilitate access to modest loans, especially for households poorly served by formal finance

Agricultural marketing

Agricultural marketing: the system of assembling, grading, storage, transport and sale of farm products from producers to buyers

Agricultural diversification

Agricultural diversification: shifting part of rural activity toward varied crops, allied activities or non-farm work to reduce risk and raise income opportunities

Allied rural activities

Allied rural activities: activities such as dairy, poultry, fisheries and horticulture that complement or supplement crop income

Organic farming

Organic farming: farming that avoids or minimises synthetic chemical inputs and relies more on ecological and biological methods

Rural non-farm employment

Rural non-farm employment: income-generating work outside crop cultivation that can reduce excessive dependence on agriculture

1. Which concept best matches this situation? Credit, roads, education, farm productivity and non-farm employment improve together.

1. Rural credit
2. Rural development
3. Cooperative credit
4. Agricultural diversification

2. Which concept best matches this situation? A farmer borrows before sowing to purchase seeds and inputs.

1. NABARD
2. Self-help groups and microcredit
3. Rural credit
4. Allied rural activities

3. Which concept best matches this situation? It supports the institutional credit system serving agriculture and rural development.

1. Cooperative credit
2. Agricultural marketing
3. Organic farming
4. NABARD